Banking on Open Banking: How It Can Help the Underserved
<p>Open banking is a new concept that is gaining traction around the world. It is a framework that enables banks to securely share financial information with third-party providers. Open banking...
View ArticleThe Battle for Fintech Security: How Will It End?
<p>As the financial technology (fintech) industry expands at an unprecedented rate, security concerns have risen to the top of the priority list for both businesses and consumers. The fight for...
View ArticleThe AI Revolution in Insurance: What Could Possibly Go Wrong?
<p>Artificial intelligence (AI) is changing the way we live, work, and interact with the rest of the world. AI is being used in the insurance industry to improve risk assessment, streamline...
View ArticleNigeria Becomes Africa’s Open Banking Regulation Pioneer
<p>Nigeria, Africa’s biggest economy, has become the first country in the continent to issue operational guidelines on open banking. The Central Bank of Nigeria (CBN) in <a...
View ArticleYour Face Is Your Password: Biometric Security in Financial Services
<p>Financial institutions and their customers are vulnerable to a variety of security threats in today's digital age, including identity theft, data breaches, and cyber-attacks....
View ArticleSVB’s Collapse Casts Shadow on Bank Shares as First Republic Bank Slumps over...
<p>The shares of banks in the United States saw significant drops on Monday despite announcements by regulators that deposits at the failed lenders Silicon Valley Bank (SVB) and Signature Bank...
View ArticleThe Role of Mobile Payments in Driving Financial Inclusion in Developing...
<p>Mobile payments have emerged as a game changer in promoting financial inclusion in developing countries. Users can use mobile payment systems to transfer funds, pay bills, and conduct other...
View ArticleDigital Identity: The Key to Securing Financial Services in the Digital Age
<p>Our online presence is becoming increasingly important in our daily lives, including our financial lives, in today's digital age. As more financial transactions are conducted online, digital...
View ArticleOpen Banking API Integration for Financial Apps
<p>The process of connecting financial apps to open banking APIs is known as open banking API integration. Open banking is a system in which third-party financial service providers can access a...
View ArticleThe Potential of QR Code Payments for Small Merchants in Emerging Markets
<p>In the world of digital payments, QR code payments have emerged as a game changer. QR codes have become a popular payment option for consumers all over the world, thanks to the rise of digital...
View ArticleA/B Testing Payment Options: Maximizing Checkout Conversions
<p>Online merchants are constantly looking for ways to improve the checkout process and boost conversion rates. A/B testing payment options is one way to accomplish this. A/B testing enables...
View ArticlePeer-to-Peer Payment Apps for Social Transactions in 2023
<p>Peer-to-peer payment apps have grown in popularity for social transactions in recent years. Individuals can use these apps to send money to friends and family, split bills, and pay for goods...
View ArticleCybersecurity Solutions for Fintech Startups
<p>Fintech startups are becoming increasingly appealing targets for cybercriminals as they continue to disrupt the traditional financial services industry. </p><p>Fintech startups are...
View ArticleUS Bank Stocks Rebound as SVB Contagion Fears Allay
<p>The share prices of banks in the United States rebounded on Tuesday, improving after plummeting earlier on Monday. The stocks had plunged a day ago over fear of the possible contagion effects...
View ArticleStripe Valuation Falls by $45b after $6.5b Funding Round
<p>Stripe, one of the prominent financial infrastructure platforms, has announced that it has raised more than $6.5 billion in a Series I <a...
View ArticlePaying with Your Wrist: The Future of Wearable Payments
<p>The advancement of technology has resulted in significant changes in the way we make payments. With the advent of mobile payments, consumers no longer need to carry cash or credit cards with...
View ArticleThe Future of Wealthtech: Integrating Traditional Finance and Fintech...
<p>Wealthtech, or the application of technology to wealth management and financial planning, is altering our perceptions of traditional finance. The combination of fintech innovations and...
View ArticleThe Ethics of AI in Insurance: Balancing Efficiency and Fairness
<p>Artificial intelligence (AI) is rapidly transforming the insurance industry, opening up new avenues for increasing efficiency, lowering costs, and providing better customer service....
View ArticleThe Advantages and Risks of Moving Your Money to a Digital Wallet
<p>As more people choose to go cashless, digital wallets are becoming increasingly popular. Digital wallets have several advantages over traditional cash and credit card payments, including...
View ArticleThe Potential of Blockchain for Microlending in Developing Countries
<p>Microlending is a type of financial service in which small loans are made to people who do not have access to traditional banking services. It is an important tool for poverty reduction and...
View Article